LEGAL NOTICE
Legal Disclaimer
The information contained on Phoenician Investment’s Website is for general guidance on matters of interest only. The information on this Site is provided with the understanding that the authors and creators of the Site are not herein engaged in rendering legal, accounting, tax, or other professional advice and services. Thus, it should not be used as a substitute for consultation with professional accounting, tax, legal and/or other competent advisors. Before making any decision or taking any action, you should consult a competent professional.
While we have made every attempt to ensure that the information contained in this Site has been obtained from reliable sources, Phoenician Investments is not responsible for any errors or omissions, or the results obtained from the use of information contained on this Site. The information on this Site is provided with no guarantee of completeness, accuracy, timeliness or the results obtained from the use of this information, and without warranty of any kind, including express or implied, warranties of performance, merchantability and fitness for a particular purpose. In no event shall Phoenician Investments, its related partnerships or entities, or the partners, agents or employees thereof be liable to you or anyone else for any decision made or action taken in reliance on the information in this Site or for any consequential, special, or similar damages, even if advised of the possibility of such damages.
Several links on this Site may connect to other Websites maintained by third parties over whom Phoenician Investments has no control or affiliation. Phoenician Investments makes no representations as to the accuracy or any other aspect of information contained in other Websites.
This Site is based in Virginia, and the laws of the Commonwealth of Virginia and the federal laws of the United States of America shall govern as to the interpretation, validity and effect of these Terms and any use of this Site. The courts of the Commonwealth of Virginia shall have exclusive jurisdiction in any action or proceeding instituted under or related to these terms or your use of this Site.
Except as maybe expressly authorized, no information or material contained on this Site may be reproduced, transmitted, displayed or commercially exploited without the prior written consent of Phoenician Investments. This Disclaimer is, in addition to any other agreement that may be displayed by Phoenician Investments on this Site or clicked through or otherwise conveyed, agreed to by any person or entity accessing this Website.
Our Commitment to Privacy
Phoenician Investments has always been committed to maintaining the confidentiality, integrity and security of personal information about our current and prospective clients. We are proud of our privacy practices and want you to know how we protect this information. You do not have to contact us to benefit from Phoenician's privacy protections; they apply automatically to all of our clients.
We hope you will take a moment to review the full privacy policy of our company.
How and Why We Obtain Personal Information
Phoenician Investments takes great care to protect your personal and business information and when we use it, we do so with respect for your privacy. We may use personal or business information about you to locate suitable real property investments; determine eligibility for certain types of transactions; respond to inquiries from you or your representative; develop, offer, and deliver products and services; or to fulfill legal and regulatory requirements. Phoenician may collect public and non-public personal information about you from any of the following sources:
- You or your representative on applications or forms (for example, name, address, Social Security number, birth date, assets and income)
- Other interactions with Phoenician (for example, discussions with our staff or information you enter into our Web sites)
- Information services and consumer reporting agencies (for example, to verify your identity, to assess your credit-worthiness or to better understand your product and service needs)
- You or your representative regarding your preferences (for example, the screen layout you specify if you use our Internet sites)
- Other sources with your consent or with the consent of your representative
How We Protect Your Information
Phoenician Investments has always considered the protection of sensitive information to be a foundation of client trust and a sound business practice. We employ physical, electronic and procedural controls and we regularly adapt these controls to respond to changing requirements and advances in technology.
Within Phoenician and among our service providers, we restrict access to personal information to those who require it to provide products and services to you. We may share the personal information that we collect with the following entities:
- Phoenician corporate affiliates, including internal service providers
- Unaffiliated service providers (for example, entities who may provide services at Phoenician's direction)
- Government agencies, other regulatory bodies and law enforcement officials (for example, for tax purposes or for reporting suspicious transactions)
- Other organizations, with your consent or as directed by your representative (for example, if you use Phoenician as a financial reference in applying for credit with another institution), or as permitted or required by law (for example, for fraud prevention)
Phoenician does not share personal information about our customers with unaffiliated third parties for use in marketing their products and services.
Privacy Online
Privacy, security and service in our online operations are just as critical as in the rest of our business. Phoenician employs all of the safeguards described previously, along with the following Internet-specific practices.
We use firewall barriers, encryption techniques and authentication procedures, among others, to maintain the security of your online. We may also place cookies and similar files on your hard drive for purposes such as security, to facilitate site navigation, and to personalize your experience on our site. Our cookies do not identify you by name as an individual or business.
When you visit Phoenician's Internet site, we may collect technical and navigational information, such as computer browser type, Internet protocol address, pages visited, and average time spent on our Web sites. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our Web design and functionality.
We may use third party service providers to help us analyze certain online activities. For example, these service providers may help us measure the performance of our online advertising campaigns or analyze visitor activity on our Web sites. We do not share personally identifiable information about our customers with these third party service providers, and these service providers do not collect such information on our behalf.
Your Relationship with Phoenician
You may interact with us in various ways, and when you do, we may exchange information with other parties in addition to those described above. For example, if you conduct business with Phoenician through your employer, company, or investment professional, we may exchange the information we collect with them, or with others at their direction. If we provide services to you on behalf of your employer or company, we may also collect and exchange information such as human resource, payroll, banking and insurance data, in addition to the information listed above. Information collected from investment professionals' clients is not shared with Phoenician affiliates for marketing purposes, except with the consent of the investment professional or the client.
If you are a former client, these policies also apply to you; we treat your information with the same care as we do information about current clients.
State Privacy Laws
We will comply with state privacy laws to the extent that they apply.
